Pet Insurance: Yes, It Really Exists (Part 2)

Since the majority of the medical expenses generated by a pet are related to routine procedures, look for a plan that covers vaccinations, neutering and spaying, annual check-ups and dental care. You want your pet to be protected in case he develops a serious illness or injury, but these lower-budget procedures can also put a big dent in your bank account. Make sure you’re pet is covered!

What Sort of Restrictions Are There?

You may be willing to pay for your pet’s health insurance, but that doesn’t mean an insurance company will automatically cover him. If your pet is over a certain age, he may be denied coverage. Even if you find insurance for your pet, there are always certain coverage limits and restrictions. Most policies won’t cover the treatment of pre-existing conditions or genetic defects. Sometimes cancer is also excluded from coverage (although many companies will add cancer care to the coverage for an additional cost).

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